Proactive tax strategy during the year — not just documentation after the fact.

Most CPAs file your taxes after the year is over. By then, the window to do something meaningful has already closed.

At Total Wealth Services, we work hand-in-hand with our
in-house CPA team at Total Wealth Group to build a proactive tax plan —
meeting with you throughout the year to identify and implement strategies
before the deadline hits.

What we evaluate for every client:

• Business entity structure (sole prop vs. LLC vs. S-corp) and payroll tax optimization
• Pass-Through Entity (PTE) tax elections for eligible business owners
• Augusta Rule (14-day home rental) for qualifying business owners
• Retirement plan design — Solo 401(k), SEP IRA, Defined Benefit/Cash Balance plans
• Cost segregation and bonus depreciation for real estate investors
• 1031 exchange planning and Delaware Statutory Trust (DST) alternatives
• Concentrated stock and liquidity event tax management
• Roth conversion windows, RMD planning, and withdrawal sequencing for retirees

Our process is simple: We don't guess. We review your return
and key documents, identify what actually applies to your situation, and come
back with a clear proposal — strategies, implementation steps, and pricing —
before you pay us anything.